Simple – Mobile Banking and Budgeting App 2.90.1

Simple is one of the first mobile banking apps that has helped customers budget and save since 2012.

Budget and save with no hidden bank fees, with balances in Protected Goals Accounts earning a competitive interest rate.

Every aspect of a Simple checking account is optimized for branchless online banking, budgeting, and saving, so you can track spending and manage your money wherever you happen to be. Simple is personal finance at its best.

Without setting foot in a bank (or a bank stuffed into an ill-fitting mobile app), you have access to:
Built-in budgeting and saving tools
Visa® Debit Card
Photo Check Deposit
FDIC-Insurance up to the legal limit
Direct Deposit
External Account Linking
Instant Transfers to Other Simple Customers
Third-Party Payment services like Square, Venmo, and Paypal
Block your card online if it's been lost or stolen

Simple Goals
Use Goals for saving money: Stash away money for the unexpected, or automate saving for things you want. From a trip to Italy to a new bike. Open a separate Protected Goals Account to keep money tucked away from spending while earning a competitive interest rate.

Simple Expenses
Set up your Expenses one time and going forward, we'll do the rest. When you pay your rent, your Expense is already saving money for next month's bill. Yep, it's our job now. (You can even split Expenses with a partner when using a Shared Account).

Spend money spontaneously, without derailing your budget or bills (or doing the math on the spot…). We take your account balance, subtract your Expenses and Goals, and tell you exactly how much money you have left over to spend on whatever you want. (Buy the shoes!)

Shared Accounts
Earn interest with whoever you're interested in: Let your money earn up to 35x (1) the national average with a Shared Protected Goals Account. And when it comes to shared bills and savings goals, two paychecks are better than one! Open a Simple Shared account to tackle budgeting and save money together.

Round-up Rules
Start saving money effortlessly with Round-up Rules. Whenever you make a purchase, what you spend will be rounded up to the next whole dollar amount, and the difference will be tucked away into your Protected Goals Account. It’s like a digital change jar…one that adds up to real money in the bank.

(1) Check it out for yourself (based on the December 2, 2019 National Rate)

Banking Services provided by BBVA USA, Member FDIC. The Simple Visa® Card is issued by BBVA USA pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

This update contains tweaks, fixes, and good cheer!

Hello smooth(er) sailing!
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